9.1 Characters may loan money between themselves for whatever terms they agree to. Such loans are on an honour basis and will not be kept track of by the GM. Both players must order the loan for it to take affect. An individual may have an unlimited number of such debts with other characters but it is their responsibility to keep track of them.
9.2 Characters may borrow money from Hoare's Bank, bankers to Queen Charlotte. Hoare's Bank will loan a maximum of 100 crowns * his SL to any character that so desires for a period of 6 months. At the end of this period the amount of the loan plus 10 percent must be repaid or the offending character is disgraced until he is able to meet his debt. A character who fails to write orders to pay back his loan after 6 months, but has the money to do so, has the money plus and additional 10 percent deducted from his funds to cover his debt and the cost of having to "send the boys around". Only one loan can be outstanding to Hoare's Bank at any time. If, therefore, someone rises in SL he may borrow additional money so that the total debt is 100* his SL but this entire amount will be due at the time the original loan is due. You also may not take out a new loan with Hoare's Bank to repay an old one.
9.3 If someone is at the front, on expedition, or on a mission when his loan becomes due he need not repay them until the first month he is back in London. This also applies to characters in captivity. Note that in the Pre-Monthly turn sequence debts become due before any characters depart from London.
